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Don't Lend Filipinos Money

Jun 17 | By David_Roxas | Views: 553 | Comments: 11

Ashley Madison Winters is (not the real name of) a lady I know who owns a small and seemingly profitable construction business.  Profitable because if it was not then she would have closed down by now.  Who runs an unprofitable business? And who would work for someone who can't pay them?



Money to buy a new truck but not to pay debts

A while ago a foreigner was persuaded to invest in her business.  He gave so much money and would get a slight return every month. This would go to support his fianceé while he was back in his home country preparing for her arrival.


Alas everything went sour and real fast.  Money was paid at first and then not at all. Calls and texts were made and promises of future payment agreed to but not much has come of it except frustrations and empty promises.


And that's that really. Just another cautionary tale in a land full of cautionary tales about lending money to people who simply will not repay the loan. Reminds me so much of Goodfellas.





This is nothing new though.  In 1720 Gaspar de San Agustín wrote a letter detailing many of the characteristics of Filipinos. Even 300 years ago he knew to never lend a Filipino anything, especially money.

9. First, they are remarkable for their ingratitude; and although ingratitude is an innate vice in all people, through the corruption of original sin in our vitiated nature, it is not corrected in them by the understanding, and they lack magnanimity. Therefore, it is all one to do a good turn to an Indian, and to prepare oneself to receive the blow of his ingratitude. Consequently, if one lend them money, they do not pay it; but instead they run away from the father. Hence there is ground for scruples in regard to lending money to them; for that is a benefit from which evil must result, as they absent themselves and do not come to mass. 

So long as they receive, they kiss the hands of him who gives, and humble themselves with promises. But when it comes time to pay, they will beg for time (for they are beggars, and not givers); and they will utter tedious and complaining words, and the time is spent in vain. Even though one can pay, he can be got to do so only with great difficulty. 

10. If they borrow anything that is not money, they will never return it until it is requested; and, as an excuse for not having returned it; they say that they have not been asked for it.  

Gaspar de San Augustín letter on the Filipinos

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85andbelow
Jun 18
That Gaspar letter ought to be required reading for anyone visiting the Philippines or getting involved with a Filipina.
David_Roxas
Jun 18
That letter is very uncanny and in the nature vs nurture argument lends a lot of weigh on the nature side. The Filipino character is genetic. I would argue the same for every other ethnic groups as well.

The letter was written to discourage the Church from ordaining native Filipino clergy. There had been a dispute about whether or not to ordain Filipinos. Augustin was against it because of the Filipinos character which he thought could never be changed.

Interesting to note, one of the reasons given for the slow process of ordaining Filipino clergy is the state of their culture in the 15-1600's.

"To sum up: three main causes combined to retard the formation of a native clergy in the Philippines. The first was the primitive condition of society, which had first to be raised to that level of cultural maturity required before it could provide suitable aspirants to the Catholic priesthood."

So unlike Japan, China, and India where native clergy were being ordained, the Filipinos were way too backwards to be given such a responsibility.

The Chinese, Japanese, Indian, and even the Buddhist civilisations of SEA were all highly advanced and literate. The Filipinos were not.

Augustin says in his letter:

"They are so ignorant that they do not have the slightest knowledge concerning the origin of the ancestors from whom they descend, and whence they came to settle these islands."

The civilisations of mainland Asia knew who they were and where they came from. That is all contained in their epics and literature. Plus they had contact with Europeans via the silk road going back centuries so there was always an exchange of ideas happening. The Filipinos were all alone on their islands.

You can read "The Development of Native Clergy in the Philippines" here: http://cdn.theologicalstudies.net/8/8.2/8.2.2.pdf
That letter is very uncanny and in the nature vs nurture argument lends a lot of weigh on the nature side. The Filipino character is genetic. I would argue the same for every other ethnic groups as we...See more
schindle
Jun 18
They are ungodly people and always will be.
85andbelow
Jun 18
What was the quote, something like "The rattan always grows where the Filipino lives."?
85andbelow
Jun 19
The second article showed the friction between the realists that understood that Filipinos are not capable of serving a cause greater than themselves or family and the politically correct thinkers that blamed the state of Filipino society on the church for not giving the native clergy opportunities to grow In the end the character flaw in the Filipino that prevents them from having a stable and successful society is that there is no value placed upon serving the public good, indeed people are looked down upon if they don't use their public position to advance the clan.The second article showed the friction between the realists that understood that Filipinos are not capable of serving a cause greater than themselves or family and the politically correct thinkers tha...See more
Brian23
Jun 19
I had stupid relatives begging me for money and none of them ever paid me back. Even as low as 1000 Pesos, they can't pay me. Fuckers just spend on useless shit and then bragging on Facebook. Never lending money to this stupid relatives.
David_Roxas
Jun 19
85, that is a very good summary of the situation and we see this same dichotomy being played out today between men like Mindanao Bob who say the Philippines is paradise and Filipinos are awesome people and others who say the Philippines is not paradise and Filipinos are not very awesome. Funny how things never change.85, that is a very good summary of the situation and we see this same dichotomy being played out today between men like Mindanao Bob who say the Philippines is paradise and Filipinos are awesome peopl...See more
Arcane
Jun 21
The letter no longer seems to exist. Does anyone have a copy?
David_Roxas
Jun 21
It's also here in a nicer easier to read PDF you can download or print out: http://docshare02.docshare.tips/files/26031/260319592.pdfIt's also here in a nicer easier to read PDF you can download or print out: http:...See more
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